You Built the Business. Now Let’s Make the Numbers Work for You.
When financing, valuation, or strategic decisions arise, clear financial
insight matters.
We help business owners present their company’s financial story with
clarity and credibility.
Get to
Know Me
I am Sri Chakravarty, the founder of ProfitAbility.
For more than 20 years, I worked inside large global organizations across manufacturing, distribution, and industrial sectors. My roles sat at the intersection of finance and operations, where I led financial planning, pricing strategy, and operational initiatives. That experience gave me an inside view of how businesses actually operate, not just how they appear in financial statements.
In 2022, I started ProfitAbility to bring that perspective to small and mid-sized businesses that often lack access to sophisticated financial analysis.
Today, I specialize in business valuations, business plans, and integrated financial projections for companies seeking debt or equity financing, ownership transitions, or strategic growth. My typical clients are businesses that need to present their financials clearly to lenders, investors, and transaction counterparties.
Valuation work sits at the center of my practice. I work closely with business owners to develop customized, standards-compliant analyses and financial projections that stand up to scrutiny from underwriters, investors, and advisors.
Because my background is rooted in operating businesses, I approach financial analysis differently from many traditional advisors. When an owner talks about pricing pressure, inventory challenges, working capital cycles, or customer concentration, I understand those issues from experience and translate them into clear financial insight.
ProfitAbility is intentionally a focused practice. I do not delegate assignments to junior staff, which means every engagement receives my direct attention.
I hold the Certified Valuation Analyst (CVA) designation and an MBA in Finance and Operations from the University of Chicago Booth School of Business.
OUR SERVICES
Diverse solutions tailored to your every need
Company Valuation
Understand what your company is worth and how to increase its value.
Business Plans
Professional, strategic plans designed to attract investors and lenders.
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Strategic and Operational Consulting
Increase margins without sacrificing customer growth.
How I work with clients
Before any valuation or financial model is built, it is essential to understand how the business actually works. Financial statements tell part of the story, but the real drivers of value often sit inside operations, pricing, customers, and working capital.
What happens during this phase
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Initial discussion to understand the purpose of the engagement - financing, valuation, or transaction support
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Review of historical financial statements and supporting schedules
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Identification of unusual or non-recurring items that may require normalization
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Discussion of revenue drivers, cost structure, customer concentration, and competitive dynamics
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Collection of operational and financial information required for the analysis
Because every business is different, this stage may involve several conversations with senior management to clarify how the business operates and what the numbers really represent.
The timing of this stage depends primarily on the availability of information and the complexity of the business. Once the necessary information is available, the analytical work can begin.
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This stage translates the company’s operating reality into financial analysis that can withstand scrutiny from lenders, investors, and advisors.
What happens during this phase
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Normalization of historical financial results
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Analysis of revenue drivers, margins, and operating costs
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Review of working capital requirements and capital expenditure patterns
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Development of financial projections where required
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Application of appropriate valuation methodologies and market data
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Sensitivity analysis to test the robustness of conclusions
For financing cases, this work also includes building integrated financial projections that clearly demonstrate the company’s ability to service debt or support investor returns.
This is where the technical valuation work takes place.
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The analysis must ultimately be communicated in a way that is clear, defensible, and useful to the people making decisions.
What happens during this phase
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Preparation of the formal valuation report or financing package
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Documentation of assumptions, methodologies, and supporting analysis
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Internal review to ensure consistency and standards compliance
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Delivery of the report and discussion of key findings with the client
Many clients also use this stage to prepare for discussions with lenders, investors, or transaction partners.
Typical engagement timing
Once the required information is available, most engagements can be completed within two to four weeks, depending on the complexity of the assignment.
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The Value Clients Receive
Lender-Ready
Financials
Fixing Declined or Stalled Applications
Closing Transactions Faster
A Clearer Understanding of
the Business
Financing decisions ultimately come down to a simple question: Does this loan make sense for the business and the lender?
My work helps answer that question clearly.
I develop valuations, business plans, and financial projections that explain:
• How the business actually generates revenue and cash flow
• How operations translate into financial performance
• How the company will service and repay the proposed financing
• How the financing supports the company’s growthThe analysis is presented in a structure that lenders are accustomed to reviewing and that aligns with SBA expectations where applicable.
The goal is simple: give the lender a clear, credible picture of why the financing works for the business and how it will be repaid.
Many engagements begin when a client has been told that “the numbers don’t support the request.” Often the issue is not the business itself, but that the financial narrative is incomplete or unclear.
In these situations, I work with clients to rebuild the financial case by:
• Clarifying the economic drivers of the business
• Correcting inconsistencies in financial statements
• Developing defensible projections
• Structuring the analysis to address the considerations lenders and investors typically evaluate
When the financial analysis is clear and organized, decision-makers can move more quickly.
Well-prepared valuations, projections, and business plans help:
• Reduce back-and-forth with underwriters
• Address common diligence questions upfront
• Provide a structured framework for discussions with lenders and investors
This allows clients and their advisors to focus on moving the transaction forward rather than resolving avoidable financial questions.
One unexpected benefit clients often mention is a deeper understanding of their own business.
Because I spend significant time analyzing operations - pricing, margins, working capital cycles, and cost drivers - the process often surfaces insights that were not previously visible in the financial statements.
My background in operations allows me to connect what happens on the shop floor, in the warehouse, or in the sales pipeline with what ultimately appears in the financial results.
In many cases, the valuation or financial model becomes a tool the owner continues to use when making strategic decisions.
